AXA Life Europe considers that protecting personal information is very important and we recognise that you have an interest in how we collect, use and share such information. We invite you to review this Data Protection Statement, which outlines how we use and protect that information.

Use of Information
1. This notice will explain how AXA Life Europe will use information provided by yourself and third parties. References to "AXA" means AXA Life Europe Limited and any associated companies from time to time.

The information that you provide to AXA will be held on a computer, computer database, e-mail, imaged documents, files, and letter and/or in any other way. AXA will use this information to (i) administer and process any products /services you have purchased from us, (ii) administer any future agreements we may have with you, (iii) manage any claim notified by you or by a third party and (iv) for client services, research and statistical analyses.

2. When considering a proposal or administering your insurance contract(s), handling claims, or making decisions regarding deferred payment arrangements, including whether to continue or to extend an existing deferred payment arrangement, AXA may carry out searches (for the purpose of verifying your identity and driving experience) and/or a credit search with one or more licensed credit reference agencies.

3. For underwriting and claims purposes, we may request details about the health, the condition, the commission or alleged commission of any offence and conviction about you. In these applications, you explicitly consent to the processing of your details for these purposes.

Rights of Customers
4. You have the right of access to the personal data held about you by AXA by sending a written request to the Data Protection Unit, AXA Life Europe Ltd, Wolfe Tone House, Wolfe Tone Street, Dublin 1, and on payment of a fee of €6.35. You also have the right to require AXA to correct any inaccuracies in the information we hold about you.

Sharing of Information
5. We shall not disclose personal information without the consent of the individual to which it relates except in limited circumstances as permitted or required by law. We may share personal information with agents or service providers in connection with providing, administering and servicing the products you have purchased from us or in the course of handling third party claims.

Where we choose to have certain services provided by third parties, we do so in accordance with the applicable law and take reasonable precautions regarding the practices employed by the service provider to protect personal information.