AXA Life Europe is a wholly owned subsidiary of AXA SA (France), the overall holding company of the international AXA Group. The power of the AXA network provides AXA Life Europe with the brand, financial strength and technical capability to offer its services in a number of key European markets.

With its highly successful Accumulator savings product (developed in the U.S. by AXA Financial), AXA Life Europe provides European customers with a unique equity and balanced fund investment opportunity. In Germany the Accumulator savings product goes by the name of TwinStar.

AXA Life Europe is based in Ireland. It is regulated by the Irish Financial Regulator. AXA is already a strong player in the Irish property and casualty market. Ireland is a major financial services centre with an attractive corporate taxation structure and an advanced regulatory environment due to the Financial Regulator's principles-based approach to reserving and capital requirement.

Accumulator and TwinStar products rely on a sophisticated risk management framework providing customers with dependable guarantees.

AXA Life Europe customers also benefit from a powerful distribution structure and a variety of end-to-end services. The first branch of AXA Life Europe was established in Germany in April 2006. Since then AXA Life Europe has established branches in Spain (March 2007), Italy (May 2007) and Portugal (March 2008).

For more company information, please visit www.AXA.com.